Built Around You & Your Income

Your income may be unpredictable, but your financial plan shouldn't be. We've designed a process that adjusts with your highs and lows, bringing clarity and confidence to your financial life.

Get to Know You

We start by learning about what matters most to you, your goals, your income patterns, and your current financial picture. This helps us understand your unique situation so we can build a plan that works. We’ll also discuss how we’re paid and what you should expect. 

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Build Your Plan

Next, we create a personalized financial plan focused on your variable income, taxes, and what you want to achieve. This plan helps you keep more of what you earn and stay on track through the unpredictable months.

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Take Action

Having a plan is great, but it only works if you put it into action. We guide you step-by-step, working alongside your tax pros, attorneys, and others to make sure everything fits together.

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Stay on Track

Your financial life will change, new opportunities, unexpected expenses, or shifting goals. We stay involved throughout the year, updating your plan and advice so you’re always moving forward with confidence

January-March

We kick off the year by getting organized, minimizing last year’s tax bill, and setting the stage for a strong year ahead.

  • Finalize contributions and review retirement plan strategy
  • Coordinate with your CPA and review your tax documents and make adjustments to your strategy
  • Align business and personal goals for the year

April-June

As your business heats up, we fine-tune your systems so your finances can keep up with your momentum.

  • Analyze year-to-date cash flow and adjust your income plan
  • Review insurance and risk coverage for personal and business needs
  • Update your savings and investment strategies based on risk tolerance and goals

July-September

With the busy season in full swing, we help you make mid-year adjustments that keep your plan on track.

  • Recalculate estimated taxes based on actual income
  • Revisit your retirement contributions and business structure
  • Identify opportunities for advanced tax or investment strategies

October-December

Before the year wraps, we take action to reduce your tax burden, lock in wins, and set clear goals for what’s next.

  • Execute year-end tax planning moves (like tax-loss harvesting and charitable giving)
  • Max out qualified accounts and finalize business deductions
  • Review the prior year and set goals and strategy for the year ahead

We offer two primary services:

One-Time Financial Plan

Values and Life Planning
Cash Flow Planning
Tax Liability Analysis and Recommendations
Investment Risk Analysis
Real Estate Analysis
And more
Reasons you should choose this option:
You are confident in your ability to implement our recommendations and want a second set of eyes.
You want to try us out before committing to ongoing advice.

Ongoing Advice

Everything in one-time planning, plus:
Plan Implementation and Accountability
Ongoing Investment Management
Tax-advantaged Investing
Professionals’ coordination (CPA, attorney, etc.)
And more
Reasons you should choose this option:
You are looking for an accountability and thought partner to help you navigate the ongoing financial changes in your life.
You want to offload the tasks of managing your accounts to a professional.

How to Get Started

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Schedule

Select a convenient time to meet below

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Meet

Talk with Timberline & take some time to think about it

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Move Forward

If it makes sense to work together, we begin our financial planning relationship

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Get the financial advice that you deserve.

Talk with an Advisor →
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Phone: 503-606-8862
Email: hello@timberline-wealth.com
Talk with an Advisor →
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