Kim is a successful real estate agent and single parent. After a recent divorce, she’s navigating a new financial reality. While she owns her home and earns a steady income, she holds a large amount of cash due to uncertainty about investing. With retirement on the horizon in the next 10 years, she knows she needs a better plan—but wants one that considers her emotional comfort and unique financial situation. She also suspects she’s not getting comprehensive advice from her current accountant, and wants a second opinion on how she’s managing her S-corp and payroll.
We started by listening to Kim’s concerns and understanding the emotional side of her finances. From there, we built a strategy to help her invest with confidence while maintaining the financial safety net that gives her peace of mind.
We also analyzed her payroll structure and retirement savings opportunities, collaborating with a trusted CPA from our network to ensure everything was aligned.
Kim now has a thoughtful, well-structured plan that helps her move forward with clarity:
A personalized investment strategy with monthly contributions that align with her risk tolerance
Referral to a qualified CPA for proactive tax and business planning
Payroll review to ensure a reasonable wage and proper retirement account contributions
A larger-than-typical cash reserve to reflect her comfort level and life circumstances
Tax-efficient investment choices that help reduce unnecessary tax exposure
Most importantly, Kim now feels confident her money is working for her—and that her future is in good hands.
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